Universal Credit

The government are rolling out a host of changes to the benefit system centred on a Universal Credit that incorporates a host of existing benefits. Here's how the plans could affect your finances.

What is changing?

The main aim of Universal Credit is to simplify the welfare system by replacing a number of different state benefits with a single payment.

The payments that are being stopped and replaced by Universal Credit are:

• Income Support
• Income Related Jobseeker's Allowance
• Income Related Employment Support Allowance
• Housing Benefit
• Working Tax Credit
• Child Tax Credit